访问 the 偿还学生贷款 page to explore repayment plans, access support and resources, and learn how to stay on track and avoid default.

A Federal Direct Subsidized loan is a low interest need-based loan made to students enrolled at least half-time who have completed the FAFSA for the appropriate academic year.

- The student must be meeting Satisfactory Academic Progress requirements in order to be eligible for the loan.

-联邦政府在学生在校期间支付贷款利息，并且

- Loan repayment begins six months after the student graduates or drops below half-time enrollment.

Due to Federal legislation enacted in August '21, eligibility for the subsidized loan is no longer limited for new borrowers who receive a subsidized loan first disbursement on or after July 1, 2021. The law previously limited the period of time for which a borrower may receive subsidized loans to 150 percent of the published length of the student's program of study.

A Federal Direct Unsubsidized loan is a low interest non need-based loan made to students enrolled at least half-time who completed the FAFSA for the appropriate academic year.

- The student must be meeting Satisfactory Academic Progress requirements in order to be eligible for the loan.

-直接无补贴贷款会在皇冠体育平台期间计息。 You can choose to pay the interest each month while in school or allow the interest to accumulate.

- Loan repayment begins six months after the student graduates or drops below half-time enrollment.

The Federal Direct PLUS loan is available to parents of dependent undergraduate students who have completed the FAFSA for the appropriate academic year.

-所有期间均收取利息。

The U.S. Department of Education will evaluate the borrower's credit history to determine eligibility and if approved will be valid for 180 days. Basic eligibility requirements include:

-您必须是美国公民或符合条件的非公民，

-你不能拖欠任何联邦贷款

- The student must be enrolled at least half-time and be meeting satisfactory academic progress.

The loans are available to parents (natural, adoptive or step parent whose information is on the FAFSA) of dependent students.

Private education loans should only be considered after students and parents have explored federal loan options which often have lower interest rates. Students who have not applied for federal aid, including federal loan programs, may do so by completing the FAFSA online.

-利率和期限因贷款人而异

- Students may borrow up to the cost of attendance minus any other financial aid, and

- Students do not have to be making satisfactory academic progress in order to be eligible for the loan.

访问FastChoice 应用

学术水平	贷款限制 依赖学生	贷款限制 独立的学生
新生年度限制	5500美元 不超过3500美元 补贴贷款	9500美元 不超过3500美元 补贴贷款
大二年度限额	6500美元 不超过4500美元 补贴贷款	10500美元 不超过4500美元 补贴贷款
The following loans are only for students in the Bachelor Degree Programs at Collin College.
大三和大四 年度贷款限额	7500美元 补贴贷款不超过5,500美元	12500美元 补贴贷款不超过5,500美元
总贷款限额 本科	31000美元 补贴贷款不超过2.3万美元	57500美元 补贴贷款不超过2.3万美元

The Subsidized loan interest rate for the 2023-2024 year is 5.50% for loans disbursed on or after 07/01/2023.

The Unsubsidized loan interest rate for the 2023-2024 year is 5.50% for loans disbursed on or after 07/01/2023.

The PLUS loan interest rate for the 2023-2024 year is 8.05% for loans disbursed on or after 07/01/2023.

1. 完成FAFSA （免费申请联邦学生资助）。

2. 上交财政援助办公室要求的所有文件。 After we receive your FAFSA results from the federal processor, any required documents will be listed on your CougarWeb account under the 金融援助 tab.

3. A Master Promissory Note (MPN) must be completed by all students receiving federal student loans one time while attending Collin College and can be found by logging into your 联邦学生援助帐户.

4. Complete on-line Entrance Counseling by logging into your 联邦学生援助帐户.

2022年0.0%，2021年0.0%，2020年0.0%，2019年3.4%。