一般的哲学
Federal Student Aid funds are awarded to a student with the assumption that the student
will attend school for the entire period for which the assistance is awarded. When
a student withdraws, the student may no longer be eligible for the full amount of
Title IV funds that the student was originally scheduled to receive.
如果我退出怎么办？
The U.S. Department of Education has required institutions and students to repay or
refund unearned student aid funds for many years. Student aid may be considered unearned
if a student 完全退出 during a term in which federal Title IV money was received. Refund and repayment
regulations specify, in a complex formula, exactly how much is due back to the federal
programs from the institution and/or the student. The Higher Education Amendments
of 1998 adopted a new approach for the return of unearned federal funds. The new approach
became law on October 7, 1998 and was implemented in the 2000/2001 year.
如果学生获得第四章资金，学校有一定的责任：
- 正式取款
- 非正式提款（又名全F）
官方取款
接受联邦资助的学生可能需要偿还被确定为“不劳而获”的资助。 The earned/unearned calculation is based on the percentage of days the student attended during the term in which they withdrew. The amount of aid the student has earned is determined on a pro-rata basis. That is, if the student completed 30% of the term in which they withdrew, the student earns 30% of the aid received. Once the student has completed 60% of the term, the student is considered to have earned all of the aid.
The difference between the earned federal aid and 100% of the award equals the percentage of unearned federal funds that are subject to repayment. Federal regulations require Title IV aid to be refunded in the following order:
- 无补贴联邦斯塔福德贷款
- 补贴的联邦斯塔福德贷款
- 联邦佩尔助学金
- 联邦补充教育机会补助金（SEOG）
The college, as well as the student may be required to return to the federal government the unearned portion of the Title IV funds. Collin College will require a student to repay charges resulting from the institution's portion of the return of unearned Title IV aid. 这可能会导致学生欠学校和联邦政府的钱。
A student who withdraws prior to disbursement may be eligible for a post-withdrawal
disbursement.
非官方的取款
If a student does not receive a passing grade in any of their classes at the end of
the term (i.e. all F’s or a combination of all F’s and W’s), the 复归第IV章
Funds calculation will be done after grades are posted for the term and it will be
assumed the student unofficially withdrew at the 50% point of that term.
Confirmation of active participation at the 61% point will be required by at least
one instructor and will be verified before the R2T4 calculation is processed. It is
the student’s responsibility to contact instructors for proof of participation.
撤销决定将在期限届满后30天内作出。
The Return of the Title IV Funds calculation will be made within 30 days of the date
of determination, and unearned funds that the school is required to return will be
repaid no later than 45 days after the date of determination.
还款
Any loan funds the student must return, the student (or their parents for a PLUS Loan) may repay in accordance with the terms of the loan promissory notes. That is, the student makes scheduled payments to the holder of the loan over a period of time.
对于助学金，法律要求学生退还收到的任何未获得的助学金的50%。 学生被要求归还的任何金额都被认为是多支付的补助金。
A student is not required to return any monies earned through the Federal Work Study program.
A student who owes an overpayment has 45 days to repay the college in full or it will be reported to the Department of Education and the National Student Loan Database (NSLDS). If the overpayment is not repaid within the 45 days, the student will not be able to receive further financial aid 从任何一所大学 until the overpayment has been paid.
如果你正在考虑退出或离开……请再考虑一下。
Immediately see an academic advisor and/or financial aid advisor and discuss your academic or personal reasons for leaving. 也许你可以留下来，但少选一些课程。 也许有一些服务（如辅导或个人支持）可以帮助你留下来。 和你的老师谈谈； 看看他们能提供什么建议和帮助。
科林学院回归标题四政策
To see the "official" Collin College 复归第IV章 Policy, click 在这里.